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When negative information will be removed from your credit report

15 Jun 2013 The 42-year-old is among the many homeowners being taken to court by . years after the bank foreclosed on his Rockville home — that he still owed . way out of a deficiency judgment is by filing for Chapter 7 bankruptcy.

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17 Sep 2014 I had a small amount of debt (~$800) from an old closed bank A judgement resets the reporting clock to 7 years from the date of issuance. .. is still more than eligible to dispute it because the debt is >7 years old. .. Never paid it, it was never on our credit reports, our credit is great years after the matter.